A quick note, the figure won't need to be posed in its zero state to apply clothes to the zero state. When colliding clothes against a figure, you can select to apply the clothes to the figure's zero state. This way, you simply need to pose the figure in a scene, turn a prop into cloth, and selct the figure you weant the clothes to collide with (selecting "apply to zero state") and the clothes will drape fist to the zero state than to your pose. Conforming clothes are still going to be very important in P5, and P5 will have a collection of conforming clothes to fit the new figures. Conforming clothes will faster in some respects to work with, and for tight fitting cloth, will likely be a smart idea.