The short version is that I made an image in the PTE (a freeware that works with Bryce terrain/lattice editor). I textured the terrain in Bryce with a standard preset and exported the terrain. The export includes various mtl files in .bmp form depending on what settings you choose in the texture editor. From there I imported the terrain to Poser and started setting up the materials lab. At one point, I put one of the mtl files in Photoshop and gave it a layer transparency, but after playing in Poser, I'm not so sure that its necessary. I had variations like you wouldn't believe in Poser through the Material lab and decided to post that image because it was the overall best. I'll try and get up a basic tut this weekend, but no guarantees. I'm testing some things and have to work in the morning as well. Plus I want to play a bit more with this before doing the tut. The ripple effects don't show well on this image so it does deserve more attention before i write.