There are many free cloths, textures, and hair for Mike available here and elsewhere on the web. While the best things for Mike cost money, you can make a good start with just the base figure and the freebies available. PoserWorld also has a ton of cloths for everyone (not just Mike), for a VERY reasonable subscription fee, and they add more every couple of weeks. A warning though, once you start buying, its hard to stop. I've gotten to the point where I buy almost every half way decent texture I can find, and any clothing that looks in any way unique. Sometimes the best is free though. Rubio's sarong is incredable.