"Actually, one of the next steps is downloading the software to whatever computer your at and paying a rental fee to use it." (and) "This has several advantages for the user:" (etc...) You forgot one other "advantages" to that online software scheme there, and it's one that's already being used to the hilt. Pop-up and/or windowed ADVERTISING all over the applications that you're trying to get WORK done with! Don't try to tell me that it won't be like that. You know damn good and well that it will. Golly. Can hardly wait for that.