I was just agreeing with you. Characters are everywhere. That's why I like riding the bus. I met a man on the bus who worked as a legal secretary, majored in religious philosophy in college, taught history at the college level, studied in an Italian monastary, was an authority on motion pictures, was an avid surfer, and perhaps the most joyous person I have ever met. How do you make up someone like that? I'm not an expert by any means. Unpublished here. The Good Soldier; a story of passion (a very ironic title and subtitle) is by Ford Maddox Ford (the one I'm thinking of), easily obtainable from libraries everywhere. It's a bit old fashion in style but read it with some care and there is a reward. It's a sly little book with undertones under the undertones.