There are a few things you migh want to try before checkin into the institution. First, if you want to change the texture maps of your figures, open the figure texture templates that are included on the poser cd, and modify them in an image editing app such as photoshop. The model is uv mapped, this means to get the results you want you must paint in the right places, the templates can help you with this. To create the goatee, you may want to create a custom texture map along with a new bump map to give it texture, you do the bump map by makin the rest of the template white, while the goatee area is black, then useing the render menue>surface matreials dialog import the image as a bump map, it will ask if you want to convert the image to a bump map, answere yes. Set the intensity slider to -100% and you are in business. I hope this helps.