what about buying Maya for thousands of dollars? Vue can have animated textures for water. But it can't make waves by changing the geometry of an object. The same with wind. What you want to have is playing in another league. And maybe you try to find out how often you have seen good wave and wind animations. Not so often - these are the "not so easy" things. But with the addition of Mover 4 you will be easily able to import Poser animations into Vue and render them there. Maybe you try to download a demo of Vue to get a feeling wether the software suits you.

One day your ship comes in - but you're at the airport.