sorry the texture didn't work out for you, but what you came up with really looks good! Your water looks much better also. I need to look into how you did yours!

Anyway I tested it out too see if it would work OK for you.
Use the Jpeg in the diffuse part of your lights. You will have to play around a bit to get things to look right.. for example, I didn't make the texture seemless, so you will have to play with the u and v settings to make it bigger or smaller so you don't see the seems. (you have to uncheck the auto fit box)

oops the operative word there was "caustic"

Look for a custic pattern for water and try adding it to the light in specular and/or diffuse in the materials room for one (or both) of your underwater lights. In P6 at least, in the materials room in you can preview "center of mass) wich should show you what it will look like on an obect.

I thought about that but when I take her into cad she will still look "naked" I really need a seperate object. Most of my Cad stuff at this point is black and white so the different colors of the suit will not come through