Hi, Yes I do worry about "identity theft", but some of us wage slaves don't make enough to qualify for regular credit cards. Bad credit, minimum earnings levels, fear of online intrusion et. al. are all valid reasons to make as many forms of payment available as you can. Personally< I've just signed up with Pay Pal just so I can purchase poser components. And having seen a very large number of items in the store that I'd like to have, I say Pleeeeeeze! I don't have a lot of spare coin so I appreciate not having to make do with less than the best.