Here is the original before i chopped the body parts off.
To answer your question as to whether my "Torso" was done with an underwater shot...nope 'fraid not....just a floaty subject.
You can almost make out that the chest area is above the surface.
I read Crakmines post about an underwater digi and also have been looking into that area of shooting photos. Being an aquarian girl obsessed with water as it is, I might turn into a mermaid finally~