And Poof! All your equipment is gone. Yeah, it happened to me today. I ran home for a few minutes at lunch today and left camera bag at work. When I came back I went into my office/lab and went to put down my sunglasses on my camera bag, one problem. No camera bag. I left one employee (who just handed in notice Friday) and the Doctor there and they left the lab unattended for "15 seconds" they said. In that time, or however long it was, someone came into the store, walked behind the counter and into the optical lab and took nothing but my camera bag. My laptop sitting right next to it was never touched. Of course it was booted up and plugged in too. So here I sit with only an N6006 left. No lenses, no flash, no CF cards, no cable release, not even a battery for the 6006! $3000 worth of equipment gone. I had it all insured but the insurence company has already started giving me the run around. Seems even though I paid extra premiums for "Replacement value", I only get a check for depriciated value. Then anything over I have to send them a reciept and they will send the balance "sometime afterwards". To top that off, due to all the claims from all the hurricanes in Florida it may take as much as 8 weeks to get any money at all! For cripes sakes these people can't even pronounce Nikon or Nikkor! The call Nikkor nicker! Of course I have the option to go out and replace my equipment with my own money and take the gamble that they will reimburse me. Of course if I spend more than they feel is the "replacement value" that is just tough nuggies for me. This and its less than a week before I turn 43, which I might add feels worse than 40. I think I will go beat up my insurence policy now. Magick Michael Who don't feel to "magical" at the moment...