I discovered this by accident. Doh! Over the years, I've always had a task of selecting just the type in a type layer, or an object that I had cut out, so I could apply an effect. I usually just used the magic wand. But it works like this, click on the type layer or the layer that your cut out object is on, then CTRL click that layer in the layers pallette. Only the type or the object is selected. If you look at my latest upload in the 2D gallery, Slaughter Party, I used this to put a gradient on the type, then used it to put the same gradient on the Troma logo, which was cut out from a black and white image. The things that happen when you have accidents...wish I'd known this years ago lol.

Talent is God's gift to you. Using it is your gift to God.