Thanks to everyone who gave tips for this image in another thread. Here's problem #2: She's meant to be nipple-deep in water but it's not showing up well. I've tried various transparencies/reflections/etc to try and get it right. I want it to look a bit murky but still show her submerged and some reflection. I don't really have a clue what I'm doing.

The red arrowhead is the water level against the bulkhead but you can't even see it :(

Any ideas for getting this to actually look like water? (It's RDNA Microcosm water plane, with one of the included refl maps.) My node settings are in the next post.

Thanks.