So I was trying to get PhilC's Leia skirt to drape properly as an exported, then imported OBJ onto my posed figure. Was NOT getting it. PhilC mentioned the constrained group of the top seam of the skirt cloth, which helped, but the draping was STILL inside my figure. I finally sat back and started thinking. I took the front skirt cloth and rotated it AWAY from the figure. I thought maybe the gravity will let it fall ONTO the figure if I have it positioned away from the figure at start. Sure enough. It worked. I am learning now. Watch out world!