Greetings all.  As the title indicates, I am a newbie to Blender (and basically 3D art in general) and I need some advice.  

So I made something in Blender.  Right now it's just the basic silvery/gray saved as a .blend file.  I just have no idea on where to go from here.  I've heard I need to use something like Gimp or Photoshop to texture stuff, I have both, so what do I need to do to get my creation to where I can texture it?  

I was also wondering if there was a way I could import a 3D figure, like V3 or M3, into Blender and create some clothes around them.  And if not then what do I need to do to get a model for clothes creation?

I literally just got into this 3D graphic stuff like 8 days ago so I'm still pretty much clueless right now.  I posted this at the Daz forums but got no reply, so hopefully some of you fine folks will be able to help me.