I want to make a new character texture for Poser 7 Kate, and upload it to freestuff. I don't want to offend the child nudity guidelines. In any case I don't intend to put any genital details on the texture. What about nipples? Would that be acceptable in the texture if not shown in the thumbnail?

Please guide me. Is it necessary to paint on some underwear?

Poser 11 Pro, Windows 10

Auxiliary Apps: Blender 2.79, Vue Complete 2016, Genetica 4 Pro, Gliftex 11 Pro, CorelDraw Suite X6, Comic Life 2, Project Dogwaffle Howler 8, Stitch Witch