I've spent way to long - trying each set of hair I own (it's alot). I need natural movement when the head moves (flowing, gravity, some wind)... clothification.

However, all my hair just falls off in 'calculations' inside the Cloth room. (I need long, curly hair, hopefully with a widow's peak)...

How do I best fix this (here's my preferred order - please tell me what's possible?):

1. BUY something that exists (happy to, if it exists - how do I recognize contrained ones?).
2. Learn how to constrain existing hair so it won't fall off.
3. Pay someone to create it, if difficult.
4. Learn how to build it myself. 

Thanks for any help here,
STUCK,
Jim