When I run a simulation adding a shirt over the pants, the shirt is not recognizing the pants properly. In Sim. Settings I have checked "cloth self-collision", and in Collide Against I selected Michael and the pants, and used .5 for "collision offset". At zero, the shirt has plenty of room between it and the pants.

Am I missing something in the Cloth settings or is there a modeling problem? There are no hems or thickness to the shirt yet, as I'm keeping it simple until I get this figured out.

PP12, modeling in Silo2.