Looks like she's having some fun! Skin looks great (as the rest). :)

Water is a real pain to do. it's either right or it isn't. looks like you did very good with it though although i would recomend making more ripples around the foot for the impact it has mad eon the water. As for the skin tones, they are perfectly fine. Someone had told me once, as long as you get your tonals(grey scale) correct you could paint purple skin and people will believe it is due to light. ah well, rambling. excellent job!CHEERS!

I think the skin color is perfect here Markku and so is that beautiful sky! There's something not quite right with the water indeed but hey, who am I to make criticism about this since I'm totally unable to do what u do! This image looks great to me and I love the summer feeling to it! :)

Nice job, I think the skin color works really well also.

Yes nice one Markku skin colour looks good to me fitting nicely into your style of picture. :0 )

Skin tones are so fitting into that summer feeling! Nice job here again, Markku!

Very nice :) FWIW (and please accept that I have the art skills of a dead housefly) I think that the shadows may be a bit too blue. I'd try some warmer tones, but that's just me. Also, I wouldn't recommend the clouds filter (or whatver PSP calls it) for doing, well, clouds, they're a bit too "busy". Although would probably work as a base. Not meaning to be critical - it's a lovely piece of work :)

Excellent work! There's something wrong with her left (lower) foot, it's to large. But still an excellent job :o)
Bye, DOK

Beautiful and elegant... I love her hair... very well done image!

the skin colour looks fine to me. i wish i had a body like hers lol

By quick look this is the best of your works what it comes to anatomy. Water is bit weird but doesnt stick too much to eye.