At first look, I wasn't all that happy with V4, but after really taking a good second look, I think I'm sold.    Its the "trees" that got me on parameter dials....... so on first tries I hadn't found what I was looking for.

The right dials located, for the first time the figure, and the form (skin) seems to actually be doing what I want it to, far superior over other figures.

Case in point, the one foible I've found with all figures is the arm.  Very thin, difficult to shape and make look realistic with the shoulder, especially in certain poses.  Poses where the arm is against the body, it had been nearly impossible to "beef up" the arm and give the impression it was pressing against the body.

In this test render I was able to, without much difficulty simulate an arm pressed to the body, in which the muscles in the back of the arm would bulge out.

Looks very good!  I agree about the grouping of parameter dials, it took a little bit of getting used to but now I appreciate it very much, it saves tons of scrolling.