Besides art I dabble in finance, specifically credit cards, I figure since most people use credit cards, what better way to help those new to it that explaining the ins and outs. You see credit cards are like playing a video game, the more you play the better you get, in the case of credit cards the reward is credit rating points which in turn lead to lower interest rate payments, all but a few lucky people will start off with a credit card for bad credit then work their way up to credit cards with the lowest interest and rewards.